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O
Offer Period
The availability period for the housing loan package.
Option/warrant
An instrument that gives the holder the right but not the obligation, to subscribe for a particular instrument, e.g. new ordinary shares, at a  pre-determined exercise price within a stipulated validity time frame (exercise period). The warrant becomes worthless after the expiry of the exercise period.
Outstanding Financing
Remaining financing not yet paid, including profit margin and other charges.
Outstanding Loan
Remaining loan not yet paid, including interest and other charges.
Outstanding Loan
Remaining loan not yet paid, including interest and other charges.
Over-the-counter visit (OTC)
Banking transactions performed over the counter is treated as one OTC visit irrespective of the number of transactions performed
Overdraft
A type of credit facility granted to the eligible current account holder. The borrower is allowed to issue cheques exceeding the credit balance in the current account but subject to a certain pre-approved limit granted by the financial institution.
Overdraft Rate
The amount charged by banking institutions to borrowers for utilising the overdraft facility, calculated based on daily outstanding balance.