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L
Late Charge
A penalty charged by banking institutions for not paying instalment due on time.
Late Payment Charges
Interest charged on the overdue instalment payment, calculated on a daily basis.
Legal Fees on Loan Agreement
Legal fees incurred for loan agreement. The current rate is 1% for the first RM100,000 and 0.5% for the next RM4,900,000.
Letter of Administration
A Grant of representation issued by the High Court to a person to allow him to administer the estate of the deceased who died without a will.
Liability
Legal responsibility to pay.
Liability
A financial obligation or the cash outlay that must be made at a specific time to satisfy the contractual terms of such an obligation.
Licensed Money Changers
Money changers licensed under the Money-Changing Act 1998 by Bank Negara Malaysia.
Liquidity
This is the ease at which you can convert your assets to cash at fair market value. Liquidity is an important consideration especially for short-term investments as well as the ease to convert to cash to finance expenditure.
Listed large capital stock
Companies whose shares are listed on Bursa Malaysia Securities Berhad with market capitalisation of generally above RM2 billion.
Listed small capital stock
Companies whose shares are listed on Bursa Malaysia Securities Berhad with market capitalisation of generally below RM750 million.
Loan Lock-in Period
This is the minimum period borrowers are required to maintain their loans with banking institutions without being subjected to any penalty.
Loan Tenure
Number of years taken to fully repay the loan principal and interest as agreed under a specific repayment programme.
Lost Card Replacement Fee
Fee charged on replacement of lost card.