English|Bahasa Malaysia
Print this page
  List of banking institutions in Malaysia
  Bank Negara Malaysia
  Credit Bureau

All   A   B   C   D   E   F   G   H   I   J   K   L   M   N   O   P   Q   R   S   T   U   V   W   X   Y   Z
All Categories
Rebate given by the Islamic banking institution for the unearned profits, in the event of early redemption of financing. The rebate will be in the form of a reduction in the balance outstanding of the selling price.
Inactive Account
An account that has no transaction for a specific period, e.g., 6 months or 12 months.
Monthly payment that the borrower has to pay to the banking institution as stated in the loan or financing agreement.
Monthly payment that the hirer has to pay to the banking institution as stated in the hire purchase agreement.
Insufficient Funds
The notation of dishonour (of a cheque) indicating that the drawer's account does not contain enough money to cover payment of the cheque.
Insurance Protection on Purchase with Card
Merchandise purchase
Insurance coverage provided by card issuers on merchandise purchase charged to the credit card in the event the merchandise is lost / damaged. Generally, protection is given for a limited period, e.g. 30 days from date of purchase and there may be a limit on the maximum amount of coverage given.

Air Ticket 
Insurance coverage provided by card issuers to cardholders on purchase of air ticket charged to the credit card. Insurance is usually in the form of travel personal accident and costs incurred due to luggage delays, flight delays and missed flights.
Interbank Giro
An electronic funds transfer payment system for interbank payments up to a maximum of RM100,000 per transactions
Interest Rate
The amount charged by the lender to the borrower for borrowing a sum of money expressed as percentage of sum borrowed.
Investment Risks
Investment unlike savings involves risk. This refers to the risks that the value of an investment may be lower due to factors like movements in asset prices arising from changes in the market sentiment, business cycles, company revenue performance and changes in credit ratings.
Investment-linked insurance
A life insurance plan that combines investment and protection. The premiums paid will partly be used to pay for life insurance cover and partly for investment in specific investment funds of the policyholder's choice.
Islamic Banking Institutions
Banking institutions licensed under the Islamic Banking Act (IBA) 1983 or the Banking and Financial Institutions Act (BAFIA) 1989 that offer Islamic banking products and services.