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D
Daily Rest Interest
Interest on housing loan calculated on a daily basis based on current outstanding balance.
Deadlock Letter
A letter from the banking institution explaining the decision of the banking institution and reasons why your complaint could not be resolved.
Default
Failure to make instalment payment as stated in the loan or financing agreement.
Default
Failure to pay the monthly instalment to Islamic banking institutions when due.
Deposit
Initial cash payment required to be paid before entering into the hire purchase agreement.
Disbursement Fee
Various types of fees such as registration of charge fee, land search fee, bankruptcy search fee incurred by banking institutions and solicitors attending to the loan documentation, in relation to the loan, which are payable by borrowers.
Disbursement Fees
Various types of fees such as registration of charge fee, land search fee, bankruptcy search fee incurred by Islamic banking institutions and solicitors attending to the financing documentation in relation to the financing which are payable by the customer.
Discount Privileges
Discounts enjoyed by cardholders at selected merchants for purchases made and charged to credit cards.
Dishonour
The act of refusing to pay a cheque when presented.
Documentation
A set of agreements, forms, and other documents to be signed in connection with a loan. The documentation will form a full set of records for the loan.
Documentation
A set of agreements, forms, and other documents to be signed in connection with a financing. The documentation will form a full set of records for the financing.
Downpayment
An initial payment made by the buyer to the seller of the house.
Downpayment
An initial payment made by the buyer to the developer or seller of the property.
Drawee Bank
A bank that is instructed by the drawer to pay the amount of a cheque drawn on it.
Drawer
Accountholder who directs a bank to pay a sum of money stated on a cheque drawn on it.