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To help you plan your finances better, Bank Negara Malaysia has developed the following tools:
This pocket money book (Buku Wang Saku) helps young children and teenagers to create their own spending plan by recording money inflows, expenses and savings. These books are available through the School Adoption Programme (SAP) by banking institutions or can be purchased at RM1 each from major bookstores nationwide.

The electronic version of these books are also available at DuitSaku.com, a fun and educational site targeted at school children.
Related Information

Managing your money step by step

How to invest your money

Choosing the right account

How to make a banking complaint
What Else Can I Do?

Read our FAQs on managing your money

Download the booklet on managing your money
Use our budget calculator
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This book is designed to help adults manage their personal household income, expenses, savings and investments. It also features a planning and budgeting section which is considered an important aspect of good financial planning for adults.This booklet is available for sale at the following bookstores:  
-   Bank Negara Malaysia Money Museum, Kuala Lumpur
-   Bank Negara Malaysia Branches (Pulau Pinang, Johor Bahru, Kuala Terengganu, Kuching, and Kota Kinabalu)
-   MPH Bookstores nationwide
-   Pustaka Mukmin (Jalan Tuanku Abdul Rahman, KL)
-   Pustaka Minerva (Jalan Tuanku Abdul Rahman, KL)
-   University Malaya bookstore
Our budget calculator enables you to store and retrieve your budget, and hence allows you to actively manage your expenses.
For more information, download our booklet on Managing Your Money to find out more about planning your finances or visit our FAQs for a better guide.